The Federal Reserve's policy shift prompts a reassessment of investment strategies amid rising rates.

Market Shift

#1

Traditional high-risk assets like dividend stocks and REITs face evaluation in a higher-rate environment.

Risk Assessment

#2

Money market funds gain traction with a 5% yield, attracting risk-averse investors seeking stability.

Money Market Appeal

#3

Money market funds invest in liquid securities, offering capital preservation and income at market rates.

Fund Characteristic

#4

Ideal for short-term goals, providing stability and competitive yields compared to plain cash.

Benefits of Money Market Funds

#5

Boasting a 5.4% yield with zero expenses, attracting investors seeking competitive returns with low risk

North Capital Fund (NCGXX)

#6

Despite a 0.11% expense, VMFXX's $270 billion AUM and 5.3% yield showcase stability and scale.

Vanguard Federal  Fund (VMFXX)

#7

Similar to VMFXX, VUSXX's 0.09% expense and 5.3% yield make it a reliable option.

Vanguard Treasury  Fund (VUSXX)

#8

Tax-efficient choice for investors with a 3.5% yield, providing federally tax-exempt interest income.

Vanguard Municipal Fund (VMSXX)

#9

SPRXX offers a 5.1% yield with no minimum investment, making it an accessible option.

Fidelity Money Fund (SPRXX)

#10

With a 0.34% expense and 5.3% yield, SWVXX competes favorably, attracting increased investor interest.

Schwab Value Money Fund (SWVXX)

#11

1. Incorporating ESG considerations, PINXX offers a 5.1% yield, screening out controversial business activities.

BlackRock Wealth Fund (PINXX)

#12